** Freshly painted interior walls with a classic neutral color ** Welcome to 1406 Willow Oak Circle ~ an inviting 3 bedroom, 2 bath land owned villa nestled among a majestic canopy in The Oaks in West Bradenton. Ideally situated on the last street, you will enjoy the lush landscaping as you enter the community and feel the stress of life swept away as you retreat to your serene home. With ample living space, a two-car garage, and a nice private back yard deck, you will be sure to make the most of your time here. The freshly painted interior is graced with soaring ceilings, hardwood floors and a unique floorplan. The spacious kitchen has been updated and your laundry moved inside for convenience. Don't worry, the hook-ups are also still in the garage if you prefer. With over 1800 sq ft under air, there is a formal living space, dedicated dining room, family room, plus an extra den or study. The primary bedroom features double french doors to the family room, a walk-in closet, and en suite bath. The two additional bedrooms boast ample closet space as well. The roof is a metal shingle and was replaced in 2002, A/C replaced in 2019, PGT windows plus hurricane shutters. The association maintains the landscaping and irrigation, the home is the owner responsibility. Enjoy strolling through the community and take a dip in the inviting community pool. Shops, restaurants and medical are all only a short distance in either direction. Our beautiful award winning beaches are just a short drive away as well. Tented for drywood termites in June 2024, transferable warranty to buyer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $386 | $386 | $386 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,178 | $2,044 | $2,651 |
Total Monthly Payment | $2,639 | $2,505 | $3,112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.