Under contract-accepting backup offers. Welcome to this beautiful 4-bedroom, 2-bathroom home in the desirable Hiawassee Oaks community, nestled on a ¼-acre lot! This spacious residence offers ample room for the whole family and a perfect entertainment space year-round. The formal dining room seamlessly flows into the formal living room, creating an elegant space for gatherings. The primary bedroom, featuring a versatile sitting area that can be used as an office or nursery, includes a walk-in closet and a luxurious master bath with a double sink vanity, a soaking marble tub, and a separate shower.
The heart of the home is the kitchen, which overlooks the family room and includes a cozy eating nook. Down the hallway, you'll find three additional bedrooms and a full bathroom, providing plenty of space for family or guests. Step outside through the French doors to discover a large screened porch, perfect for relaxing and enjoying the view of the expansive fenced backyard. This outdoor space is ideal for everyone, including a kitchen garden for the green thumb in the family. There's also a sprinkler system in place.
This well-maintained home is ready for you to move in and start making memories. Conveniently located close to all major amenities, it offers the best of both comfort and convenience. Don't miss the chance to make this your new address—schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $146 | $146 | $146 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,187 | $2,845 |
Total Monthly Payment | $2,408 | $2,408 | $3,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.