BACK ON THE MARKET, $5, 000 UNDER APPRAISED VALUE!! Homes like this quiet 4 bedroom/3 full bath with a private pool and a new roof do not come on the market often. Even more so due to its location- nestled on a quiet street with no through traffic, and a stones throw away from a community park. New roof, new carpet in bedrooms, newly renovated kitchen and bathrooms, and updated plumbing. Two separate living areas; one a little more secluded and one that opens up to the kitchen bar and the enormous screened in back patio. The kitchen has been recently updated with new wood cabinets, granite counter tops, and a double oven. Skylights brighten this area, along with a glass sliding pass through window over the kitchen sink to the long counter on the back lanai. This house has a fantastic split floor plan, with three bedrooms and 2 full baths on one end and the master suite with it's own entrance to the back pool area, and a spacious (double sink) master bathroom complete with a garden bathtub, glass enclosed shower and a large walk-in closet on the other end. On the left end of the home both full bathrooms have been recently updated, with one opening up to the pool area as well. In the back of the home you will find a screen enclosure over large covered back patio area, great for outdoor dining or hosting parties around your private swimming pool. The back yard has a shed for storage, and a back gate behind the flag pole that makes the walk to the community playground, tennis and pickleball courts, plus a skateboard park even shorter. Walk 1/2 to the Royal St. Cloud Golf Course. The back yard is fully fenced by either 6 ft privacy fencing or chain link with a dense wooded area creating privacy of its own. The two-car garage has been split in half providing a large AC (via window unit) storage, work, or craft area with a closet on the half closest to the house, and the garage door non-air conditioned half is lined with peg board for tool storage and plenty of room for bikes, lawnmower, work tables, etc. This space could easily be converted back to a two car garage if needed. A subterranean termite bond is available for transfer at Buyer's request.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,459 | $2,398 | $3,028 |
Total Monthly Payment | $2,669 | $2,608 | $3,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.