2017 Newer built home in the private gated community of VISTA LAKES - 5 bedroom, 3. 5 bath, 2 car garage situated on a premium corner lot with large pool sized fenced back yard, lighted gazebo, Koi fish sanctuary and a pond view that neighbors the tranquil coastal area of Baileys Bluff by the Gulf. This home spares no details & shows like a model! This gorgeous 2 story home boasts a wonderful floor plan with soaring ceilings and great window light. As you enter from the front porch, you are greeted by a separated dining room & living room area which also makes for a great home office which is its current use. As you move in past the staircase, you’ll find a relaxed, open living space that includes the perfect Family room / kitchen combo - featuring two toned kitchen cabinets, granite counter tops, tiled back splash, a large walk in pantry, wonderful plank flooring - all gathering around countertop seating and an eat in nook. This great space also has sliding glass doors that open out to your screened in porch and lead to your spectacular backyard. Additionally downstairs, you have a guest bath and laundry room PLUS added flex space, which is currently used as a theater room/play room but could also serve as your 5th bedroom (currently no closet) a downstairs in-law room, additional guest room, home office, pet quarters and more. A wood spindle staircase takes you upstairs and overlooks the downstairs family room. The 2nd floor then reveals an enormous Master Suite with double entry doors, 2 extra large walk-in closets & an ensuite master bath with dual vanities, inviting soaker tub, separate shower, wood cabinets & granite counter tops. Also upstairs is a 2nd Master suite featuring its own private ensuite bath. Plus upstairs are two additional large size bedrooms that share a Jack & Jill bathroom both with a special feature of distant views of the gulf from their windows. With 2017 newer construction, this home also brings the benefits and savings of Energy Efficiencies including Techshield Radiant Barrier Roof sheathing, Energy Star Certified thermal-insulated windows & hurricane shutters, tubes in the wall pest control, Dual Zoned 15 SEER air conditioning, PLUS builder raised elevation so NO FLOOD INSURANCE required per FEMA letter. Community Amenities include: private gated entrance, a park with playground, grills, & picnic tables. Nearby Amenities offer: a 24 hour Fishing Pier, Boat Ramp, Parks, Recreation Center with Baseball and Soccer Fields, newly completed Anclote Coastal Trail for biking, walking, running and roller blading and best of all Sandy Beaches & Sunsets on the Gulf of Mexico! Whether you are local to the area or just moving to the sunshine state, your Florida Paradise awaits you here at 3238 Mela Court! So don’t delay, schedule Your Home Tour and come make this your new home today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $518,000 | $518,000 | $518,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $550 | $550 | $550 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,446 | $3,443 | $4,368 |
Total Monthly Payment | $4,088 | $4,085 | $5,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.