PRICE REDUCTION! Elevated at 70'+ above sea level, this Palm Harbor home had no flooding and suffered no water intrusion or damage from Helene & Milton! Welcome to the PALM HARBOR golf cart community of Patty Ann Acres! This beautiful 3/2 split plan home with a 3-car garage sits on a large corner lot. Surrounded by luxury white vinyl fencing with double gates, there’s plenty of room for all your toys – bring your boat and/or recreational vehicles! Inside your new home, you will find the ultimate open floor plan with vaulted ceilings! This dream kitchen has stainless steel appliances, an abundance of wood cabinets, a pantry, and an additional cabinet/counter space in the kitchen nook that would make the perfect coffee bar. If you like entertaining family and friends, you will love your oversized wrap-around island with generous seating for 8+ people! With the living room and dining area surrounding the kitchen, THIS is the ultimate great room for gatherings! And, there’s more! Through the main open floor plan is the large Florida room with gorgeous plantation shutters and the triple sliding door leading to the patio and spacious back yard. Off the kitchen is the indoor laundry room, which leads to the huge 3-car garage. Behind the kitchen is the primary bedroom with a large walk-in closet, and the primary bathroom has a walk-in shower and a large garden tub. The secondary and third bedrooms have ample closet space, and there are additional hallway closets for all your storage. Let’s talk about the big ticket items! The seller spared no expense when it came to protecting the home – over $58K was spent on the coveted TILE ROOF (2021) and the HURRICANE IMPACT WINDOWS & TRIPLE SLIDER DOOR. The A/C condenser is less than a year old, new ducts were installed in 2017, and the full home security system is owned. Now, let’s talk LOCATION! Patty Ann Acres is just minutes from downtown Palm Harbor, Tampa Int’l Airport, Honeymoon Island, The Pinellas Trail, Clearwater Beach, and Tarpon Springs. Zoned for desirable Palm Harbor University High School and Palm Harbor Middle School (around the corner!), this home has it all! (Professional photos coming soon!)
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $552 | $552 | $552 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,148 | $3,185 | $4,041 |
Total Monthly Payment | $3,792 | $3,829 | $4,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.