310 Osprey LANE, Palm Harbor, FL, 34683 | $579,000

PRICE REDUCTION! Elevated at 70'+ above sea level, this Palm Harbor home had no flooding and suffered no water intrusion or damage from Helene & Milton! Welcome to the PALM HARBOR golf cart community of Patty Ann Acres! This beautiful 3/2 split plan home with a 3-car garage sits on a large corner lot. Surrounded by luxury white vinyl fencing with double gates, there’s plenty of room for all your toys – bring your boat and/or recreational vehicles! Inside your new home, you will find the ultimate open floor plan with vaulted ceilings! This dream kitchen has stainless steel appliances, an abundance of wood cabinets, a pantry, and an additional cabinet/counter space in the kitchen nook that would make the perfect coffee bar. If you like entertaining family and friends, you will love your oversized wrap-around island with generous seating for 8+ people! With the living room and dining area surrounding the kitchen, THIS is the ultimate great room for gatherings! And, there’s more! Through the main open floor plan is the large Florida room with gorgeous plantation shutters and the triple sliding door leading to the patio and spacious back yard. Off the kitchen is the indoor laundry room, which leads to the huge 3-car garage. Behind the kitchen is the primary bedroom with a large walk-in closet, and the primary bathroom has a walk-in shower and a large garden tub. The secondary and third bedrooms have ample closet space, and there are additional hallway closets for all your storage. Let’s talk about the big ticket items! The seller spared no expense when it came to protecting the home – over $58K was spent on the coveted TILE ROOF (2021) and the HURRICANE IMPACT WINDOWS & TRIPLE SLIDER DOOR. The A/C condenser is less than a year old, new ducts were installed in 2017, and the full home security system is owned. Now, let’s talk LOCATION! Patty Ann Acres is just minutes from downtown Palm Harbor, Tampa Int’l Airport, Honeymoon Island, The Pinellas Trail, Clearwater Beach, and Tarpon Springs. Zoned for desirable Palm Harbor University High School and Palm Harbor Middle School (around the corner!), this home has it all! (Professional photos coming soon!)

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 100
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 1996
  • Garage: 3-car Boat, Golf Cart Parking, On Street
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,956
  • Acreage: 0.23
  • Lot Size: 100 x 100
  • Est. Taxes: $6,629
  • HOA Fee: $70 Annually
  • Lot Desc: Corner Lot, Landscaped, Sidewalk
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: U8250741
  • Days on Market: 144 days
  • Website: https://www.raveis.com
    /prop/U8250741/310ospreylane_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 10:47:07 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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310 Osprey LANE, Palm Harbor, FL, 34683

$579,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,200 $463,200 $463,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $552 $552 $552
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,199 $3,121 $3,940
Total Monthly Payment $3,843 $3,765 $4,584

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.