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44 Bay Street, #B106/B206, Westerly, RI, 02891 | $1,795,000
Watch Hill Inn Villa Residence Townhouse - TH6 (B106 & B206)
This recently refurbished two story townhouse consists of two bedrooms and two full baths with magnificent living room sunset views overlooking the Little Narraganset Bay and the Watch Hill Yacht Club .
The residence comes completely furnished and was recently re-furbished with stainless steel kitchen appliances, marble countertops, granite tile bathroom and hardwood floors. Two assigned parking spaces.
Enjoy your morning coffee on either one of two balcony decks, then stroll to the historic village for breakfast and shopping, or spend the day relaxing or swimming in the Atlantic Ocean "East Beach" or Long Island Sound "Napatree Point Beach".
This townhouse condominium is currently approved and participating in the "Ocean House Management Rental Program" sponsored by Watch Hill Properties LLC, whereby the Unit Owner can derive income and while "in-occupancy", can also enjoy the various amenities offered at the Ocean House Resort Hotel and Weekapaug Inn - both Relais & Chateaux properties.
The amenities include access to the Ocean House private beach, complete spa, fitness gym, dining facilities, short transportation links, daily housekeeping, and much more.
As a community, Watch Hill, Rhode Island features the oldest and historic free "Flying Horse Carousel", boutique shops, home made ice cream shop, and active boating anchorage - a memorable experience.
Features
- Parking: 2-car
- Heating: Baseboard,Electric,Gas
- Cooling: 1 Unit,Wall Unit(s)
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s),Sidewalks
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Complex: Watch Hill Village
- Year Built: 2006
- Common Charge: $836 Monthly
- Approx Sq. Feet: 1,050
- Acreage: 0.99
- Est. Taxes: $11,846
- Lot Desc: Private,Secluded
- View: Saltwater,Water
- Pets Allowed: Yes
- Appliances: Common Water Heater,Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Water Heater,Washer
- MLS#: 1363355
- Website: https://www.raveis.com
/prop/1363355/44baystreet_westerly_ri?source=qrflyer
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
44 Bay Street, #B106/B206, Westerly, RI, 02891
$1,795,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,436,000 | $1,436,000 | $1,436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
| Monthly Tax Payment | $987 | $987 | $987 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,709 | $8,494 | $11,829 |
| Total Monthly Payment | $8,821 | $9,606 | $12,941 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB