This move-in ready 3bdm/2BA home is located in a desirable neighborhood and has been cherished by the same family for 54 years. The sellers lovingly maintained & added numerous thoughtful upgrades over the years. The 1st floor has lots of natural light & flows seamlessly from room to room. Just off the kitchen is a four season room that leads to a large deck that opens to an expansive fenced-in backyard that provides abundant open green space. The property benefits from an adjoining parcel that is city owned & undevelopable, giving an added sense of privacy that's unusual for city living. 2 heat pumps keep you cool during hot summer days while in the cooler months a gas fireplace in the LR & a gas stove in the 4-season room cast ambiance & bring coziness to the spaces. The finished basement, currently a rec-room, provides many options & includes a 2nd bathroom. In addition to the attached garage, there's a detached 24'x24' heated garage/workshop w/ 50 amps. The home is located just up the street to the recreational facilities at Landry Park, a residential hub for outdoor winter & summer activities, featuring an outdoor skating rink, sledding hill, skate park, municipal pool, playground, ball fields, basketball & tennis courts and walking paths. Less than a mile from the lively & vibrant city center w/ amenities to include cafes, restaurants, bars, shops & breweries. Minutes to downtown Burlington, UVM, I-89. Don't miss the opportunity to own a home in a great community!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $384,000 | $384,000 | $384,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $731 | $731 | $731 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,333 | $2,333 | $3,035 |
Total Monthly Payment | $3,139 | $3,139 | $3,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.