3351 1ST Avenue, #B, Fernandina Beach, FL, 32034 | $899,000

This Amelia Island home is only 1 block to 13 miles of pristine beach along the Atlantic Ocean. This beautiful, renovated townhome, only 1 of the 4 residences in the complex and no HOA, is nestled among trees and foliage, and provides shade for those warm days. As you enter this exquisite home, you can recognize immediately how meticulously it has been maintained. There are 2 master suites, each with a private bath and a 3rd bedroom with a hallway bath, making it perfect for any lifestyle and guests. The large 2 car garage has plenty of room for beach chairs, surf boards, jet skis, golf cart and ''toys'' and there is a full bath which is so convenient after spending the day on the beach. Convenient to paved, walking / biking trails, shopping, restaurants & only a few miles to Fernandina Beach Historic District. You will wonder why it took you so long to take advantage of beautiful sunrises and listening to ocean waves.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1996
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,998
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2038245
  • Days on Market: 149 days
  • Website: https://www.raveis.com
    /prop/2038245/33511stavenue_fernandinabeach_fl?source=qrflyer
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Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3351 1ST Avenue, #B, Fernandina Beach, FL, 32034

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.500% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.296% 6.622% 6.680%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,665 $4,546 $6,265
Total Monthly Payment $4,757 $4,638 $6,357

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.