**Assumable VA loan at 6. 25** Imagine waking up to a breathtaking lake view every morning. This stunning 3-bedroom, 2-bathroom home in the desirable Kingsfield community could be your reality. This move-in-ready gem boasts the popular Richmond floorplan, offering an open concept layout for spacious living and split bedrooms for ultimate privacy. Bathed in natural light, the home welcomes you with a vaulted living room and stunning water views that continue throughout most rooms. The gourmet kitchen is a chef's dream, featuring brand new, top-of-the-line stainless steel appliances, upgraded cabinetry, and a breakfast bar perfect for casual meals. Peace of mind is assured with a brand new 2021 A/C system and a recently replaced roof in 2022. In addition, the seller is offering a 1-year Home Warranty!! Entertain family and friends in the formal dining room or relax on the oversized screened patio and soak in the tranquil lakefront scenery. The private primary suite is your own personal oasis. Wake up to calming lake views and enjoy the convenience of two walk-in closets and a fully renovated bathroom with a walk-in shower. Two additional bedrooms, each with walk-in closets, and a full guest bathroom complete the comfortable living space. This home isn't just about the beautiful interior; it boasts a fantastic location too. Kingsfield is a peaceful, family-friendly community with a pool, playground, dog park, and green spaces, all nearby. Top-rated schools, shopping, dining, and major highways are all nearby, offering the perfect blend of convenience and tranquility. Don't miss your chance to experience luxury lakeside living at its finest. This stunning home won't last long!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$413,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $330,400 | $330,400 | $330,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,008 | $1,979 | $2,591 |
Total Monthly Payment | $2,478 | $2,449 | $3,061 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.