Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to your dream home! The property includes a Whole House Water Filtration System with alkaline tap water in the kitchen, and includes a transferrable warranty for new owners. Energy Efficient: Featuring 36 solar panels, Silfab Solar Panels made in USA, installed in 2020 (paid off and owned) with inverters and a smart meter, enjoy an energy efficient home with monthly Duke electric bill of just $35! Comes with a 25-year warranty
Serenity awaits you in this spacious 3 bedroom/2. 5 bath NON-HOA home in Saint Petersburg, Florida. Located on a spacious oversized corner lot, 0. 36 Acre, ensconced in a tranquil, NON-flood zone neighborhood of Pasadena on the Gulf and situated 22 feet above sea level, this delightful property offers a perfect blend of convenience, comfort, and modern amenities. This home has multiple fruit trees on site including four mature Longan trees that produce hundreds of pounds of fruit each season. Additionally, there's an air-conditioned Workshop or Hobby room with a separate entrance, along with a one-car garage and half bath. Enjoy the privacy and space provided by a 6' white vinyl fence. The west side of the lot features a double gate, great for parking or storing boat or RV. Plenty of room to add a pool or build an ADU. The south end of the property features a gate going out to the alley for out-of-sight trash and recycling pick up. The east side of the lot features four raised garden beds, with shade cloth, complete with rain barrels and a convenient hand pump well.
Just 10 minutes to the west are the beautiful beaches of Treasure Island and St. Pete Beach. Convenient to shopping, restaurants, and excellent school districts, including Admiral Farragut and SPC. Easy access to the interstate and located six miles to the west of downtown St. Petersburg. Call today to see this hidden gem of a property!
Garage and Workshop: 1 car garage equipped with a shower, toilet, and utility sink, attic access, and an air-conditioned workshop or hobby room with a separate entrance.
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$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,380 | $3,376 | $4,356 |
Total Monthly Payment | $3,472 | $3,468 | $4,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.