In the town of Poughkeepsie is a Beautifully maintained 4BR 2. 5 Bath Cape Cod, corner lot on cul de sac. Tree Lined driveway gives way to this mid-century classic, yet chic home, warmly, welcoming you to thoughtfully landscaped grounds and a substantial driveway which easily accommodates multiple cars comfortably. Stone Steps lead you to an inviting foyer connecting into a spacious LR w fireplace, hardwood flooring and oversized Picture Windows offering alluring view of side yard, trees and greenery. Dining Rm w Sliding Glass DR leads to back porch/balcony, BBQ grill and your first glance at the sizeable fenced in backyard, providing plentiful space for entertaining and gardening, Here you'll encounter an above ground pool surrounded by custom vast decking and serene seating area. Considerably sized open kitchen, ample counterspace, newer appliances inc range and refrigerator, center island and another sliding glass door leading to backyard. Main floor offers 3 BR, including Master BR w transformed WIC (can be converted back to BR). Main BA includes Jacuzzi tub. Fourth expansive BR adjacent to great unfinished attic space. Flexible spaces to make your own include W/O Finished basement w pellet stove and full BA, currently used as Gym, previously Great Rm/Family Rm. Addl Den/Office, Recreation Rm, Laundry Rm and Spacious garage. Conveniently located minutes to MetroNorth stations, Galleria mall, many shopping plazas and restaurants.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $1,045 | $1,045 | $1,045 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,156 | $2,845 |
Total Monthly Payment | $3,307 | $3,276 | $3,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.