MOTIVATED SELLER! ALL NEW DUAL PANE WINDOWS AND SPECTACULAR LAKE VIEWS. NEW WINDOWS ARE VERY COSTLY AND THIS CONDO ALREADY HAS NEW WINDOWS!! COME AND ENJOY THE EASY LIVING AT THIS 55+ PLUS AGE RESTRICTED CONDOMINIUM COMPLEX with BOAT SLIPS and A FISHING PIER ON SPRING LAKE in WINTER HAVEN, FLORIDA! Spring Lake is part of the Winter Haven CHAIN of LAKES! The monthly CONDO FEE INCLUDES CABLE TV, INTERNET, WATER, SEWER, TRASH REMOVAL, USE OF COMPLEX AMENITIES, RESERVES, MAINTENANCE OF THE COMMON GROUNDS, BUILDING EXTERIOR, ROOF AND BUILDING INSURANCE. This PARTLY FURNISHED unit is light and bright and has an entry foyer with closet, 7 X 10. 8 kitchen, 6. 25 x 19 bonus room overlooking the lake and 12 x 22 dining/living room. The spacious master bedroom is 11 X 19 & has a large walk-in closet and ensuite bathroom with shower. Bedroom #2 has been opened to the living room but can be easily be closed back off for private bedroom use. One assigned covered parking space and additional assigned storage bin for your own use. The water heater was replaced in 2020. This condo complex is well maintained and offers the following amenities: assigned covered parking; visitor parking; exercise area; recreation room w/kitchen; library, laundry facility & social activities if you wish to participate. Boat slips are available for a reasonable fee on a first come, first serve basis. Northgate Shopping Plaza is adjacent with Publix grocery store, hair salon, department store outlet, etc. Medical facilities, places of worship, restaurants, parks, bus line and downtown Winter Haven are nearby. NO PETS AND NO SMOKING. Make this your full-time or winter home. Information is believed to be accurate but not guaranteed. Measurements are approximate. Buyer to verify any and all rules, restrictions and condominium documents and questions that buyer may have. The seller may consider a lease as well.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $99,520 | $99,520 | $99,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $91 | $91 | $91 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $662 | $661 | $839 |
Total Monthly Payment | $828 | $827 | $1,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.