Welcome to this exceptional 3 bedroom, 2 bathroom beach bungalow nestled within the highly sought-after Ocean Village Villas of Ormond Beach. Boasting a prime location, this charming residence offers the best of both worlds, situated just a short walk or bike ride to the picturesque beach or Halifax river allowing you to enjoy the coastal lifestyle to the fullest. Step inside and discover a thoughtfully designed split bedroom floor plan that ensures privacy and convenience, making it an ideal choice for families or accommodating guests. Through the front door you are greeted with natural light and a nicely sized living and dining combo, great for hosting holiday parties or watching the big game! The eat in kitchen boasts a newer kitchen and dishwasher with plenty of counter and cabinet space - perfect for the chef in your life. The generously sized primary bedroom is located just off of the living room and can easily accommodate a king size bed and sitting area and hosts a private ensuite bath with stand up shower. The guest bedrooms are generous in size with deep closets. The guest bathroom features a shower/tub combo, perfect for any guest, and a vanity with plenty of storage space. An impressive feature of this home is the expansive Florida room, boasting a vaulted wood ceiling and conveniently located off the kitchen. This spacious area invites you to entertain friends and family or relax in tranquility. It's the perfect spot to enjoy the coastal breezes and create lasting memories. Large windows allow the Florida sunshine to flood this space! Residents of Ocean Village Villas also benefit from an array of community amenities. The HOA includes access to a pool, tennis court, shuffleboard, and a clubhouse. Additionally, the HOA fee covers lawn and exterior maintenance, allowing you to relish in a carefree lifestyle. Embrace the beachside lifestyle and make everyday feel like a vacation! Schedule your showing today and seize the opportunity to make this Ormond beach home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $400 | $400 | $400 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,934 | $1,886 | $2,382 |
Total Monthly Payment | $2,409 | $2,361 | $2,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.