96 Hammock Beach CIRCLE N, Palm Coast, FL, 32137 | $299,900

Lakefront home site on sought-after desirable Hammock Beach Circle! This magnificent 60'x140' waterfront lot is in the gated, oceanfront community commonly referred to as the the "Discovery Center" at Hammock Beach. After driving the scenic, oak-lined journey to the security-gated entrance, the community greets its guests with tropical flora and fauna, beautifully manicured landscaping, and uniquely custom coastal homes. As soon as you open your car door, you are welcomed by a fresh ocean breeze and the undeniable fragrance of salty ocean air. This homesite is a very short walk from the area’s famous cinnamon-colored beach, and the waves can be heard echoing in the background from this location. The back of your future home will be situated on a pond facing west, perfect for watching Florida’s incredible sunsets. This pristine enclave is a bird watcher’s dream, with frequently spotted species such as Osprey, Falcon, Bald Eagle, Great Blue Heron, Great Egret, Little Blue Heron, White Ibis, Cormorant, Hummingbird, Cardinal, and Red-headed Woodpecker (to name a few). The pond is also home to playful otters, curious turtles, and freshwater bass. The Discovery Center neighborhood is particularly unique within the Ocean Hammock subdivision, because it offers a private community pool and an exclusive amenity center for residents. The amenity center is perfect for hosting large private parties or for enjoying the company of neighbors at one of the frequent neighborhood social gatherings. The Club at Hammock Beach is a short stroll down the beach and features 5-star amenities for the family with membership, such as fine & casual dining options, a spa, fitness center, water slide, lazy river, and lighted tennis courts. Play golf at The Ocean Course, a Jack Nicklaus Signature Course, and The Conservatory, a Tom Watson signature design. Additionally, nearby are some of Florida’s most beautiful state parks, gardens, mountain biking trails, hiking trails and marinas. The grocery store and restaurants are a 5-minute drive, St. Augustine is 30 minutes north, and Daytona is 30 minutes south. No timeline to build. HOA fees include lot maintenance, including mowing, landscaping and irrigation- no more yardwork! You will not want to miss this incredible opportunity to ease into the oceanside lifestyle offered by this magnificent homesite!

Features

  • Lot Size: 140 x 160
  • HOA Fee: $95 Quarterly
  • View: Water
  • Pet Policy: Yes
  • MLS#: FC302029
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/FC302029/96hammockbeachcirclen_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 2:17:07 PM)
Listing courtesy of HAMMOCK REAL ESTATE GROUP   Phone: 386-246-9934

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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96 Hammock Beach CIRCLE N, Palm Coast, FL, 32137

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,657 $1,616 $2,041
Total Monthly Payment $1,732 $1,691 $2,116

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.