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95 Ashford Drive, Oyster Bay (Syosset), NY, 11791 | $1,399,000
A charming front porch welcomes you to a beautiful 5-bedroom home situated on a fully landscape lot with perennial gardens and specimen trees. Natural sunlight highlights stunning white oak hardwood flooring and new Andersen windows throughout. The expanded eat-in-kitchen has gorgeous Hickory flooring, granite counter-tops, gas cooking, ss appliances and access to rear yard. There is an oversized den which allows access to a 2-car garage and guest powder room. Upstairs bedrooms have 2 primary suites and an additional 3 bedrooms. Conveniently located are the second pair of washers and dryers with plenty of laundry storage. There are vaulted ceilings and the same white oak flooring. The basement level has additional laundry and utilities. Many features of this home include, purchased solar panels which result in very LOW electric costs, gas heating and whole house gas generator, (larger gas lines installed to accommodate the heater and generator), 3-zone heat and air conditioning, LED lighting, paneled basement, 200-amp service, security cameras front and rear, roof 6 years old, solar 3 years old, generator 1 year old, 2 washers and dryers, new exterior masonry rear patio, double driveway, gazebo for outdoor dining, greenhouse with hotub and electric and taxes are being grieved. What a great opportunity to own a beautifyl home in the heart of Syosset! Do not miss this one.
Features
- Town: Oyster Bay
- Rooms: 9
- Bedrooms: 5
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1958
- Garage: 2-car Attached
- Heating: Natural Gas, Baseboard, Electric, Hot Water
- Cooling: Central Air, Ductless
- Basement: Partial, Unfinished
- Approx Sq. Feet: 2,631
- Acreage: 0.27
- Est. Taxes: $24,616
- Elem. School: Baylis Elementary School
- Middle School: H B Thompson Middle School
- High School: Syosset Senior High School
- School District: Syosset
- Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven, Refrigerator, Washer
- MLS#: 3567419
- Days on Market: 109 days
- Website: https://www.raveis.com
/eprop/3567419/95ashforddrive_oysterbay_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
95 Ashford Drive, Oyster Bay (Syosset), NY, 11791
$1,399,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
| Monthly Tax Payment | $2,051 | $2,051 | $2,051 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,267 | $6,891 | $9,294 |
| Total Monthly Payment | $8,443 | $9,067 | $11,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535