How about your own piece of paradise? Two houses on one lot so many possibilities. Income generating. Low taxes!!!! This Charming Victorian Circa home is nestled in the quaint Port Jefferson Village, is a must see!!!! Tons of opportunity with original hardwood floors with a beautiful wrap around front porch. 3bedroom, 2 full bath home with Washer and Dyer on main floor. The Interior wood work is chestnut with original cast iron hardware. A home-office or 4th bedroom also on second floor. Tons of charm throughout the home. Walk up stairs to the attic which gives tons of space for storage. In-ground pool has a new Hayward super pump, Brand new bilco basement doors. Park like grounds with a detached 2 car garage. Bonus cottage on the property room for your family. The cottage on premises has 3 bedrooms and 2 full bathrooms with a wrap around tree- house deck. Bonus washer and dryer in cottage. Seperate heat and water meter. Also residential office space permitted. Lots of potential in this unique property. Just a stone throw to the village. Access to private beaches, ferry and train. Town classification code R-O. , Additional information: Interior Features: Lr/Dr, Separate Hotwater Heater: y Partly finished basement.
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Our Executive Mortgage Banker:
Our Insurance Division:
$999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $1,153 | $1,153 | $1,153 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,664 | $5,051 | $6,744 |
Total Monthly Payment | $5,909 | $6,296 | $7,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.