Step into this elegant 5-bedroom Colonial home nestled on 2 acres of meticulously landscaped grounds in the prestigious Ridgebury Estates. This residence offers a spacious and inviting atmosphere throughout. The heart of the home is the eat-in kitchen, perfect for both everyday dining and entertaining guests. Adjacent is the oversized family room featuring a cozy fireplace, ideal for gathering with loved ones. Relax and enjoy the outdoors year-round on the wonderful screen porch, overlooking the picturesque and level backyard. Upstairs, you'll find a master bedroom suite with 4 additional bedrooms each offering comfort and privacy. The walkout lower level provides additional living space and flexibility. Situated in a highly sought-after neighborhood with excellent commuter access and close proximity to shopping, this property not only promises a beautiful home but also an enviable lifestyle in Ridgefield. Conveniently located with easy access to Route 35, I-684, and the Metro-North Katonah train station, this residence offers a prime opportunity, approximately 1 hour from NYC.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 13.0 x 14.5 | Upper |
Bedroom 2 | Hardwood Floor | 8.0 x 13.0 | Upper |
Bedroom 3 | Hardwood Floor | 12.0 x 12.0 | Upper |
Bedroom 4 | 21.0 x 28.0 | Lower | |
Dining Room | Hardwood Floor | 14.0 x 13.5 | Main |
Family Room | Fireplace,Hardwood Floor | 15.0 x 28.0 | Main |
Kitchen | Balcony/Deck,Dining Area,Sliders,Tile Floor | 13.5 x 22.5 | Main |
Living Room | Bay/Bow Window,Hardwood Floor | 13.1 x 2.8 | Main |
Primary Bedroom | Walk-In Closet | 15.0 x 28.0 | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $647,920 | $647,920 | $647,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $990 | $990 | $990 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,628 | $3,937 | $5,337 |
Total Monthly Payment | $4,710 | $5,019 | $6,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.