Don't miss this outstanding opportunity to own a 4-bedroom, 2-bathroom home in the desirable Point Pinellas Heights neighborhood. With an open floor plan and approximately 2, 055 square feet of living space, this property features hardwood-like flooring throughout, a kitchen with granite countertops, built-in cabinets, and a pass through window overlooking the dining area bathed in natural light from huge windows. Step outside to enjoy a patio perfect for soaking up fresh air and sunlight, along with a spacious fenced backyard that's ideal for entertaining or play areas. This home offers the perfect blend of comfort and functionality - schedule your showing today! Please note that the information and property details provided in this listing, including utilities and room dimensions, are approximate and considered reliable but not guaranteed. It's recommended to independently verify these details if you are considering a transaction based on this listing. The seller/current owner does not guarantee that all property information has been included in this MLS listing. Additionally, the buyer is responsible for all inspections and any city requirements to close.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $435,920 | $435,920 | $435,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $672 | $672 | $672 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,937 | $2,897 | $3,676 |
Total Monthly Payment | $3,701 | $3,661 | $4,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.