4339 Spinnaker Cove LANE, Tampa, FL, 33615 | $669,900

LIVING SPACE DID NOT FLOOD DURING EITHER OF THE STORMS!

Welcome to 4339 Spinnaker Cove Ln, a stunning 3-story townhouse located in the highly desirable, gated community of Spinnaker Cove . This exceptional property comes with a deeded boat slip (2-2) WITH a 10, 000 lb lift, offering you direct access to the water and a luxurious waterfront lifestyle.

As you enter, the main floor boasts high ceilings and a spacious living area illuminated by beautiful bay windows. The modern kitchen, with its large dining space, is perfect for entertaining and family gatherings. This floor also includes a walk-out balcony and a convenient half bathroom.

Downstairs on the first floor there is a versatile space perfect for an additional living areal, game room, office, or guest suite. This floor features a wet bar, a full bathroom, and a walk-out balcony that provides breathtaking water views. There is room for a grill and outdoor living area with access to the boat docks and view of your own slip.

On the third floor, you'll find a large primary suite complete with bay windows offering stunning water views, providing a serene retreat. Additionally, there is another full bathroom, a spacious bedroom with a walk-in closet, and a flex space that can be transformed into another bedroom if desired. The layout is incredibly flexible, allowing you to utilize the space in multiple ways to suit your lifestyle.

All windows throughout the home are adorned with plantation shutters, adding a touch of elegance and privacy. The property offers a beautiful view of the docks, enhancing the charm of this waterfront abode.
Residents of this community enjoy access to a sparkling pool and the security of a gated entrance. The location is perfect, just a short 20-minute drive to downtown Tampa, 10 minutes to the Westshore business district, and only a few minutes to Tampa International Airport, giving you the best of both worlds: tranquil waterfront living with the convenience of city amenities. Owner has assumable flood policy. Seller is also offering seller financing with 20% down!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup
  • Year Built: 2003
  • Garage: 2-car Covered, Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,540
  • Acreage: 0.04
  • Est. Taxes: $8,979
  • HOA Fee: $579 Monthly
  • Lot Desc: FloodZone
  • View: Water
  • Elem. School: Bay Crest-HB
  • Middle School: Webb-HB
  • High School: Alonso-HB
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Freezer, Ice Maker, Microwave
  • MLS#: T3543358
  • Days on Market: 111 days
  • Website: https://www.raveis.com
    /prop/T3543358/4339spinnakercovelane_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 1:32:13 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 813-977-3500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4339 Spinnaker Cove LANE, Tampa, FL, 33615

$669,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $535,920 $535,920 $535,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $748 $748 $748
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,565 $3,562 $4,595
Total Monthly Payment $4,405 $4,402 $5,435

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.