537 John Street, Saint Augustine, FL, 32084 | $399,900

Welcome to your slice of paradise, located in the center of St. Augustine with quick access to everything our wonderful county has to offer. You are within walking distance of the up and coming West King sector with breweries, restaurants and shops. Hop on a bike and in 10 minutes you'll be in the heart of the historic district with great food and nightlife around every corner. Not to mention you are a short, 15 minute drive to the beach and 10 minutes from I-95. This cute coastal cottage was originally constructed in 1930 and was tastefully remodeled over the last year. So little of the original 1930’s house is left that for all intents and purposes, this home was effectively built in 2024. The home was stripped to the studs and built back up with all new features while maintaining its historic charm. Updates include a brand new metal roof, HVAC, water heater, windows, cabinets, appliances, electrical, plumbing, flooring, decking, hardie board siding, landscaping and more. Everything has been taken care of with attention to detail, this home is ready for you to move in! The property is also on a deep lot with the ability to add a garage or guest suite and the home sits just outside the city limits meaning you pay less on your yearly property taxes. Open House on Sunday, August 18th from 12-2pm.

Features

  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 50 x 150
  • Year Built: 1930
  • Cooling: Central
  • Approx Sq. Feet: 905
  • Acreage: 0.18
  • Lot Size: 50 x 150
  • Est. Taxes: $1,699
  • Elem. School: Osceola Elementary
  • Middle School: R. J. MURREY
  • High School: St. Augustine High
  • MLS#: 243337
  • Days on Market: 125 days
  • Website: https://www.raveis.com
    /prop/243337/537johnstreet_saintaugustine_fl?source=qrflyer
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Listing courtesy of Southern Realty of St Augustine & Crescent Beach

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

537 John Street, Saint Augustine, FL, 32084

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $142 $142 $142
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,128 $2,102 $2,698
Total Monthly Payment $2,345 $2,319 $2,915

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.