Welcome to your slice of paradise, located in the center of St. Augustine with quick access to everything our wonderful county has to offer. You are within walking distance of the up and coming West King sector with breweries, restaurants and shops. Hop on a bike and in 10 minutes you'll be in the heart of the historic district with great food and nightlife around every corner. Not to mention you are a short, 15 minute drive to the beach and 10 minutes from I-95. This cute coastal cottage was originally constructed in 1930 and was tastefully remodeled over the last year. So little of the original 1930’s house is left that for all intents and purposes, this home was effectively built in 2024. The home was stripped to the studs and built back up with all new features while maintaining its historic charm. Updates include a brand new metal roof, HVAC, water heater, windows, cabinets, appliances, electrical, plumbing, flooring, decking, hardie board siding, landscaping and more. Everything has been taken care of with attention to detail, this home is ready for you to move in! The property is also on a deep lot with the ability to add a garage or guest suite and the home sits just outside the city limits meaning you pay less on your yearly property taxes. Open House on Sunday, August 18th from 12-2pm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,102 | $2,698 |
Total Monthly Payment | $2,345 | $2,319 | $2,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.