No Hurricane Damage or Flooding! MOTIVATED SELLER! ANOTHER GREAT PRICE DROP!! SELLER IS SERIOUS and PACKING!!! Step into a relaxed and vibrant lifestyle in this charming GROUND FLOOR condo nestled within the coveted 55+ community of Vel Gardens in Southwest Florida. Boasting 2 spacious bedrooms and 2 baths, this residence offers a perfect blend of comfort and accessibility. The open living and dining area is bathed in natural light, creating an inviting space for both relaxation and entertainment.
Discover a well-appointed kitchen with granite counters, upgraded cabinets & modern appliances. Step outside to your screened lanai ideal for enjoying morning coffee. This room is also winter friendly because its equipped with hurricane glass sliders.
Residents enjoy exclusive access to a clubhouse, perfect for social gatherings, and a sparkling pool that is screened in, offering a refreshing retreat on warm days. Designed with convenience in mind, this unit features a designated COVERED PARKING spot just steps from the front door. This unit also boasts COMPLETE HURRICANE PROTECTION for peace of mind.
Conveniently located near hospitals, shopping, dining, and recreational opportunities, this condo provides easy access to everything Southwest Florida has to offer. Don’t miss the opportunity to make this tranquil retreat your new home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$135,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $108,000 | $108,000 | $108,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $719 | $718 | $911 |
Total Monthly Payment | $895 | $894 | $1,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.