Enjoy the Best of Waterfront Living in this Beautiful Expanded Ranch in Prestigious Copiague Harbor with 100 ft. of Navy Bulkhead, Water, and Electric at the Dock. Boat Lift Included. Perfectly Positioned on a Deep Wide Canal, Enjoy a Private Marina and Beach Rights. Flood Zone X, $200 HOA fees. The Gleaming Hardwood Floors and Spacious Floor Plan will Clearly Catch your Eye. Expansive Kitchen with Top-of-the-Line Stainless Steel Appliances, Oversized Granite Counters with a Large Island, and Banquet-size Dining Room Perfect for Gatherings. Spacious Living Room with Fireplace, Custom Mantle, Moldings, and Decorative Pillars. Bright Den with Vaulted Ceilings and Sliding Doors to the Beautiful Waterfront Backyard. Primary Bedroom with Walk-in Closet and Full Bath, Two Additional Bedrooms, Full Modern Tile Bathroom, Home Office, Laundry, Modern Powder Room, Sliding Doors to a Side Yard Adorned with Brick Pavers. Professionally Landscaped, Pond with Rock Waterfall and Dolphins, and a Large Circular Driveway. Come See this Beauty and Discover the Fascination of Waterfront Living! Motivated Seller. , Additional information: Appearance: Mint, Separate Hotwater Heater: Yes
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Our Executive Mortgage Banker:
Our Insurance Division:
$949,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $759,200 | $759,200 | $759,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $1,854 | $1,854 | $1,854 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,430 | $4,799 | $6,407 |
Total Monthly Payment | $6,376 | $6,745 | $8,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.