Prominently located on one of the busiest intersections in the region, this desirable multi use building is bursting with potential. A spacious lobby with en suite bathroom opens up to a large retail showroom featuring northern and western exposures facing the town center. A separate hallway leads to a large office and mechanical room in the rear, which features a drilled well, water heater, and forced air furnace.
The upstairs apartment is comprised of a spacious entryway (perfect for a washer and dryer), two bedrooms, a bathroom, and kitchen. Sunlight pours into the lofted living room from the brand new Anderson windows. An intimate back deck and small yard provide total privacy from the busy street below, the ultimate place to grill & chill. Public parking is available beside the building, and across the street. The hamlet of Eldred is widely known as a hotspot for artists, musicians, and nature lovers. With some work this will be the perfect place to make your dream come true! Broker discloses interest.
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$99,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $79,200 | $79,200 | $79,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $73 | $73 | $73 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $534 | $526 | $668 |
Total Monthly Payment | $682 | $674 | $816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.