**Seller is offering $10, 000 towards buyers closing costs/rate buy down** Welcome to Avondale. This two-story home (complete with detached guest house above the two story garage) steeped in history is perfectly situated on a large fully fenced, beautiful corner lot at Park and Talbot, just minutes away from the charming shops of Avondale. As you step inside, you'll be greeted by the elegance of beautiful hardwood floors that flow throughout the first and second floor. The inviting living room features a cozy fireplace, perfect for relaxing evenings. A private den, that could be used as an office or game room, boasts an original inkwell in a fold-down desk, adding a touch of historical charm. The first floor also includes an extra bonus space, ideal for various uses, which leads out to a large, covered exterior kitchen. This outdoor oasis comes complete with a sink, gas cooktop, grill, and TV, making it the perfect spot for entertaining. Just off the kitchen, a brand-new deck provides additional outdoor living space. Upstairs, you'll find three spacious bedrooms, including the primary suite. One of the unique features of this property is the Talbot mural, proudly displayed on your fence, adding a distinctive artistic touch to your home. In addition to the main house, this property includes a guest house located above the two-car garage. The guest house features a living room, kitchen, and large bedroom, all equipped with a brand-new refrigerator and AC unit. This versatile space can serve as a detached home office, mother-in-law suite, or even an Airbnb, offering potential income opportunities detailed in the documents tab. Other notable updates include a new tankless water heater and a garbage disposal in the main home. Don't miss the opportunity to own this unique and charming home in a prime location! Schedule your tour today and discover all that this exceptional property has to offer.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $592,000 | $592,000 | $592,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $961 | $961 | $961 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,597 | $3,597 | $4,759 |
Total Monthly Payment | $4,650 | $4,650 | $5,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.