Welcome to your charming countryside retreat! This 3-bedroom, 3-bathroom ranch home exudes country elegance and comfort. Has Full Basement with certificate of occupancy Nestled within the serene landscape, this property offers a tranquil escape from the hustle and bustle of city life. Step inside to discover a spacious interior flooded with natural light, courtesy of Andersen windows that frame picturesque views of the surrounding greenery. The heart of the home is a cozy country eat-in kitchen, complete with granite countertops, oak cabinets, and modern stainless steel appliances, making it the perfect space for gatherings and culinary adventures. Adjacent is your lovely Living room with a Cathedral Ceiling and a Wood-burning Fireplace with an insert to help heat the entire living area. Retreat to the master bedroom suite featuring wood floors and ample closet space, providing a peaceful sanctuary for relaxation. With two additional bedrooms and bathrooms, everybody has plenty of room. But the allure of this property extends beyond the interior. Step outside to explore the meticulously maintained perennial gardens, specimen trees, and lush plantings that adorn the landscape, creating a stunning backdrop for outdoor enjoyment and entertaining on your private stone patio and fire pit. A large Full Basement with an outside entrance and Full Bath awaits you to customize to your liking. Situated in an ultra-private location just 200 feet from Herod Point Beach Association beach entrance, this home offers easy access to waterfront activities and breathtaking shoreline views. A large driveway offers ample parking, while wood floors throughout add to its timeless charm. Whether you're unwinding on the patio, sipping morning coffee on the porch, or hosting a barbecue in your secluded rear yard, every corner of this home invites you to embrace the tranquility of country living. Don't miss your chance to make this idyllic retreat your own! Schedule a showing today and experience the allure of country ranch living at its finest.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,999 | $447,999 | $447,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $675 | $675 | $675 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,981 | $2,943 | $3,750 |
Total Monthly Payment | $3,748 | $3,710 | $4,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.