All things are possible with this one! Live in one & rent the other 3 units out or bring your extended family/guests and host all the holiday gatherings. Whether you're seeking a multi-generational living arrangement or an investment opportunity this property offers excellent possibilities. The main house is a 2-family. One unit with 3-4 bedrooms, 1-2 baths, (a new 408 Sqft addition that’s partially finished which is a bedroom and bath). 2nd unit has 2 bedrooms, 2 baths. Also, two charming cottages: The first cottage offers 2 bedrooms & 1 bath. The 2nd cottage offers 1 bedroom 1 bath. The roof on all were done within the last 5 years. As well as appliance, updated kitchen, flooring, and electrical upgrades in some of the units. There is also a 2-car detached
garage w/ loft area & an additional 1. 25-acre BUILDABLE lot on its own section block and lot (Town verbally approved this lot for another 2-family home) also bringing it to a little over 5 acres. A wonderful opportunity for all! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Detached,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $967 | $967 | $967 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,984 | $2,945 | $3,820 |
Total Monthly Payment | $4,043 | $4,004 | $4,879 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.