Opportunity awaits at this charming Seaside retreat with Amazing Water Views, located just steps from Jacobs Beach and Chittenden Park, in a private, sought-after neighborhood. Features include Updated kitchen with granite countertops, island and stainless steel appliances. Open concept main living area with large picture window to take in the water views. The upper level office space with slider to private deck allows for that million dollar view. The family room views of the larger backyard perfect for relaxation, outdoor activities. and observing nature. Enjoy a glass of wine on the front stone patio while enjoying breathtaking sunsets or in the heated bathroom tub enjoying a quiet view. This home allows for immense potential for expansion, allowing you to truly make it your own. Included in the sale is property lot located directly across the street (Parcel #1116189) which allows for unobstructed views and potential for additional private space to enjoy seaside living. Please consult the Town of Guilford for building restrictions. Subject to Seller to finding suitable housing. Properties being sold in As- Is Condition
Type | Description | Level |
---|---|---|
Bedroom 1 | Laminate Floor | Main |
Family Room | Sliders,Laminate Floor | Main |
Full Bath | Main | |
Kitchen | Granite Counters,Island | Main |
Living Room | 9 ft+ Ceilings,Laminate Floor | Main |
Office | Balcony/Deck,Sliders,Laminate Floor | Upper |
Primary Bedroom | Laminate Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $759,920 | $759,920 | $759,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $749 | $749 | $749 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,079 | $4,495 | $6,260 |
Total Monthly Payment | $4,920 | $5,336 | $7,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.