The beautiful gated community of Moss Creek is one of the newest and most sought after communities in the Sarasota/Bradenton area. A small and tight knit community with a low monthly HOA fee Moss Creek is the perfect fit for families of all ages and sizes. This amazing four bedroom , two and one half bath home is situated on the most desirable lot in the Moss Creek Community. placed perfectly at the end of the community on a peaceful cul de sac. Built in 2022 , you are looking at an almost new home with in place transferable builders warranty still in place . The owner removed the carpet from every where except the guest bedrooms , and has replaced it with water resistant thick style laminate flooring upstairs. The rest of the home features upgraded wood look tile throughout. The primary bedroom includes two walk in closets , the larger of which had built ins installed last year. The entire home was professionally painted less than a year ago with Sherwin Williams Cashmere paint. The Windermere model is the largest home available in Moss Creek at just under 2400 sq ft, with a split floor plan, you'll have plenty of room to spread out. The home also includes a 40 volt EV charger in the garage that qualifies for the FPL EV charging program. The location is perfectly situated less than 10 minutes away from Sarasota University Town Center, Sarasota Airport, and a quick trek down SR70 to I75. NOTE- Owner has chosen to protect the privacy of their children and NOT POST LIVE PHOTOS of the guest bedrooms . The photos posted of the guest bedrooms are from the builders website and are from the Windermere model.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,920 | $407,920 | $407,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $434 | $434 | $434 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,783 | $2,711 | $3,440 |
Total Monthly Payment | $3,309 | $3,237 | $3,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.