Charming SeaGrove Home in St. Augustine Beach - 2 Primary Suites & Move-In Ready! Discover this beautifully maintained 4BR, 3. 5BA home nestled in the highly sought-after SeaGrove community, just a mile from St. Augustine Beach. Thoughtfully designed, open floor plan with upgraded finishes, high ceilings & spacious rooms - all in an unbeatable location. This home features two primary suites, each with oversized bathrooms, garden tubs, walk in showers and closets. The layout offers maximum flexibility, with one suite conveniently located on the first floor and the other upstairs, along with two additional bedrooms. Perfect split plan for those in need of a bonus room, at home office or guest suite. The kitchen is a chef's delight, boasting 42'' cabinetry, stainless appliances, pantry, and granite countertops - with french doors leading out to a private screened-in patio. The yard is ideal for those who appreciate a low-maintenance outdoor space, great for a garden, play space or simply enjoying the breeze on your covered front porch. A rear entry 2-car garage provides ample storage, additional attic space and convenience. Turn-key with freshly painted interiors, wood, plank & tile flooring throughout, custom blinds, solid wood cabinets, paved patio, washer & dryer, downstairs powder bath and tons of natural light. SeaGrove offers a vibrant, walkable lifestyle with community amenities just steps away, including a pool, kayak launch, basketball court, clubhouse, and a neighborhood town center with the local library, post office, eateries, and shops. Enjoy the best of coastal living in this charming and practical home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$624,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,200 | $499,200 | $499,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $258 | $258 | $258 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,321 | $3,318 | $4,210 |
Total Monthly Payment | $3,671 | $3,668 | $4,560 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.