Here we have a classic semi-detached townhouse in the City of Mount Vernon along the border of Pelham. This 3 bedroom/2 bathroom house features hardwood floors, updated bathrooms, a large backyard, attached garage and basement. The living room, dining room, kitchen and bathroom make up the first floor, while the upper level consists of 3 bedrooms and a bathroom. Situated on a serene block, 63 Beechwood is a prime location as it is proximal to the Metro-North, major highways, shopping like Stop&Shop, Target and BestBuy as well as eateries like The Rail House and Real Rock bar & Grill. Being across the street from Wilson Woods Park provides ample greenspace, a public swimming pool and Pelham Lake for those hot days when cooling off in the backyard is not enough. Come book an appointment and get more bang for your buck just outside the city, but close enough for you to feel like you're still living in one of the boroughs. ***Interior photos coming soon!!!***
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $773 | $773 | $773 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,474 |
Total Monthly Payment | $3,606 | $3,603 | $4,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.