LIKE NEW!! Discover this beautifully remodeled 2-bedroom, 2-bath half-duplex with a 1-car garage, nestled in the quiet Shady Acres Community in the heart of New Smyrna Beach. Just a short drive to the famous Flagler Ave and the beach, this home offers the perfect blend of convenience and comfort. The condo association covers exterior maintenance, High Speed Internet, Building Insurance, and the Roof, making it a maintenance-free living experience. This brick home features: NEWER DOUBLE PAYNE WINDOWS, which not only enhance its quietness but also make it very energy efficient. The open layout includes a spacious living and dining area with BRAND NEW LAMINATE FLOORING running throughout the entire home, creating a light, airy, and inviting atmosphere. The stylish kitchen boasts granite countertops and stainless-steel appliances, perfect for any home chef.
The home has been thoughtfully upgraded with new electrical switches, lights, and baseboards. Granite windowsills throughout add a touch of elegance to the interior. Both Bathrooms also have been updated and have Granite Counter Tops! All interior room and closet doors have been replaced and have brushed nickel hardware, giving a modern feel to the home. Additionally, all interior fans and the porch fan have been replaced to ensure comfort throughout the year. Additionally, all interior fans and the porch fan have been replaced to ensure comfort throughout the year.
This meticulously cared-for home is not only beautiful but also ready for its new owners. Don't miss out on this stunning property - it's a true gem in the Shady Acres Community!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,714 |
Total Monthly Payment | $1,589 | $1,588 | $1,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.