1700 OAK Street, Palatka, FL, 32177 | $270,000
SELLERS WILL CONSIDER ANY RESONABLE OFFERS. This 4 bedroom, 2. 5 bathroom home is located in the heart of Palatka. With 2, 698 sqft, this home has more than enough room! The kitchen has been updated to include a mobile food prep island and a breakfast bar. The master bathroom has been updated with a luxurious marble jacuzzi tub and glass enclosed shower. Home also has many other great features. Enjoy your morning coffee in the front Florida room. This room is equipped with everything you need to have your own outdoor kitchen. Home was previously used as an in-home daycare and has multiple entrances to the two large family rooms at the rear. The current roof has 5-6 years left, seller is offering an $8, 000 concession to buyer towards the price of a new roof.
Features
- Rooms: 4
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 98x100
- Laundry: In Carport, In Garage
- Style: Traditional
- Year Built: 1974
- Garage: 2-car
- Heating: Central, Heat Pump
- Cooling: Central Air, Wall/Window Unit(s)
- Approx Sq. Feet: 2,698
- Lot Size: 98x100
- Lot Desc: Corner Lot, Sprinklers In Front, Sprinklers In Rear
- Elem. School: James A. Long
- High School: Palatka
- Appliances: Dishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
- MLS#: 1238224
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/1238224/1700oakstreet_palatka_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER BEN BATES INC
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1700 OAK Street, Palatka, FL, 32177
$270,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $216,000 | $216,000 | $216,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,436 | $1,822 |
| Total Monthly Payment | $1,512 | $1,511 | $1,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388