2528 ERNEST Street, Jacksonville, FL, 32204 | $559,900

Don't miss this incredible opportunity; a modern construction home in the heart of historic Riverside! Built by John Merrill Homes, a local custom builder, the home has a thoughtfully designed and period-appropriate exterior approved by both the highly respected Riverside Avondale Preservation & the Jacksonville Historic Preservation Comm'n while inside the home has all the contemporary conveniences, energy efficiencies and beautiful finishes of today. This 3 bedroom, 2. 5 bathroom stunner features a bright open floor plan, engineered hardwood floors on both levels, 5 1/4'' baseboards, 3 1/2'' casing on doors with crown molding throughout the main living area. The gourmet kitchen is a focal point downstairs, showcasing 42'' painted cabinets with soft close full extension drawers, quartz countertops, decorative tile backsplash, professional series stainless steel appliances, plus a 5 burner gas range! Located upstairs are all bedrooms, loft, laundry area, and the two full bathrooms including a frameless glass shower in the owners, upgraded tile floors and shower walls, plus Piedrafina counters with matching backsplashes. Outside, enjoy the spacious and private, shaded backyard relaxing on the sizable deck which is grill ready and complete with natural gas stub out or choose to enjoy a lazy afternoon from the front porch overlooking the beautiful historic Oak that was artfully saved during construction! This home is move-in ready, don't wait to schedule your personal viewing! Additional features and benefits: *High-efficiency Trane 15 SEER heat pump air conditioning system *Tankless gas water heater *Energy saving R-38 ceiling insulation and R-19 in exterior walls *Vinyl windows with Low-E insulated glass *Structured wiring package ready for the tech savvy homeowner *Ring Doorbell *ADT security system *Xfinity compatible Wi-Fi router *Honeywell Programmable Wi-Fi thermostat *Pottery Barn drapery rods and drapes *Transferable Turner Pest Control termite bond *Transferable Bonded Builder Major Structural Defect Warranty, through 6/28/2028

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 42 X 178
  • Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup
  • Style: Craftsman, Traditional
  • Year Built: 2018
  • Garage: 1-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,000
  • Acreage: 0.17
  • Lot Size: 42 X 178
  • Est. Taxes: $7,107
  • Lot Desc: Historic Area, Many Trees, Sprinklers In Front, Sprinklers In Rear
  • Elem. School: Central Riverside
  • Middle School: Lake Shore
  • High School: Riverside
  • Appliances: Dishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: 1256969
  • Days on Market: 199 days
  • Website: https://www.raveis.com
    /prop/1256969/2528erneststreet_jacksonville_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2528 ERNEST Street, Jacksonville, FL, 32204

$559,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $447,920 $447,920 $447,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.256%
Monthly Tax Payment $592 $592 $592
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,980 $2,943 $3,777
Total Monthly Payment $3,664 $3,627 $4,461

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.