900 WHITE Street, Fernandina Beach, FL, 32034 | $1,200,000

Welcome to your dream home in the heart of Fernandina's original Spanish settlement, The Old Town historic district! This custom-built Eric Moser designed residence, completed in 2021, seamlessly blends modern luxury with timeless charm. With meticulous attention to detail, this home boasts an array of premium features that elevate your living experience. As you step inside, wide plank hardwood flooring and custom window treatments grace the entire home, creating an atmosphere of warmth and sophistication. Custom cabinets throughout the house offer both practical storage solutions and a touch of personalized elegance. The kitchen is a culinary haven, featuring top-of-the-line GE Cafe Appliances, including a French door oven. The 10-foot ceilings on the first floor and 9-foot ceilings on the second floor contribute to the spacious feel, while 8-foot exterior doors welcome you to the residence with a sense of grandeur. This home is designed for comfort and efficiency, with a sprayed insulated attic, ensuring optimal temperature control year-round. The whole house water softener system guarantees a premium water experience. Step outside onto the screened porch and take in the serene surroundings. The allure continues with an all-brick driveway, walkways, and porches, providing durability and timeless curb appeal. A metal roof adds a touch of durability and contemporary style. Practical features abound, including a whole house generator for uninterrupted power, an irrigation system for maintaining a lush landscape, and a fence for added privacy and security. The waterproof upstairs porch extends your outdoor living space, providing a perfect spot to relax and unwind. Beyond the doorstep, immerse yourself in the unique charm of Fernandina Beach. Enjoy leisurely strolls to witness breathtaking sunsets on the plaza, embrace the golf cart community lifestyle, and explore the two-mile proximity to both Main Beach and historic downtown. Engage in the lively atmosphere with numerous festivals and holiday events sponsored by the city. Experience the tight-knit community of Old Town, where neighbors appreciate one another, and the boutiques and restaurants offer a diverse range of options, from casual to five-star establishments. This residence is more than a home; it's an embodiment of a hometown atmosphere and a luxurious lifestyle. Don't miss the opportunity to make this exquisite property yours - where history meets modern living in perfect harmony.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Lower Level
  • Style: Historic
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,086
  • Acreage: 0.1
  • Est. Taxes: $9,043
  • Lot Desc: Historic Area
  • Appliances: Convection Oven, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2000980
  • Days on Market: 353 days
  • Website: https://www.raveis.com
    /eprop/2000980/900whitestreet_fernandinabeach_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of GAILEY ENTERPRISES LLC

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

900 WHITE Street, Fernandina Beach, FL, 32034

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment $754 $754 $754
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,227 $6,147 $8,429
Total Monthly Payment $7,106 $7,026 $9,308

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.