Welcome to your dream home in the heart of Fernandina's original Spanish settlement, The Old Town historic district! This custom-built Eric Moser designed residence, completed in 2021, seamlessly blends modern luxury with timeless charm. With meticulous attention to detail, this home boasts an array of premium features that elevate your living experience. As you step inside, wide plank hardwood flooring and custom window treatments grace the entire home, creating an atmosphere of warmth and sophistication. Custom cabinets throughout the house offer both practical storage solutions and a touch of personalized elegance. The kitchen is a culinary haven, featuring top-of-the-line GE Cafe Appliances, including a French door oven. The 10-foot ceilings on the first floor and 9-foot ceilings on the second floor contribute to the spacious feel, while 8-foot exterior doors welcome you to the residence with a sense of grandeur. This home is designed for comfort and efficiency, with a sprayed insulated attic, ensuring optimal temperature control year-round. The whole house water softener system guarantees a premium water experience. Step outside onto the screened porch and take in the serene surroundings. The allure continues with an all-brick driveway, walkways, and porches, providing durability and timeless curb appeal. A metal roof adds a touch of durability and contemporary style. Practical features abound, including a whole house generator for uninterrupted power, an irrigation system for maintaining a lush landscape, and a fence for added privacy and security. The waterproof upstairs porch extends your outdoor living space, providing a perfect spot to relax and unwind. Beyond the doorstep, immerse yourself in the unique charm of Fernandina Beach. Enjoy leisurely strolls to witness breathtaking sunsets on the plaza, embrace the golf cart community lifestyle, and explore the two-mile proximity to both Main Beach and historic downtown. Engage in the lively atmosphere with numerous festivals and holiday events sponsored by the city. Experience the tight-knit community of Old Town, where neighbors appreciate one another, and the boutiques and restaurants offer a diverse range of options, from casual to five-star establishments. This residence is more than a home; it's an embodiment of a hometown atmosphere and a luxurious lifestyle. Don't miss the opportunity to make this exquisite property yours - where history meets modern living in perfect harmony.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $754 | $754 | $754 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,227 | $6,147 | $8,429 |
Total Monthly Payment | $7,106 | $7,026 | $9,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.