I've got the scoop on this fantastic 4 bedroom, 2. 5-bathroom (3 up and 1 down. ) historic home in St. Augustine that's up for grabs. This beauty is situated on a generous . 30 acre lot, giving you all the space you need to spread out and soak up that Florida sunshine. (2683 SF) But here's where it gets even better - it comes with a 2 story separate garage that's been transformed into extra living space, including a full bathroom. That means you've got more room for whatever your heart desires - a home office, a guest suite, you name it! And let's talk about entertaining - this place has got you covered with a massive year-round sunroom (450 sf), completely enclosed with vaulted ceilings. This spectacular room has plenty of windows. The exterior door leads out to the back deck. The cozy family room has a wood-burning fireplace and mantle. Imagine hosting epic BBQs or cozy gatherings. It's like having your private party paradise! Now, you might be thinking, how much is this gonna set me back? Well, get this - it's priced super well. You're getting all the privacy, charm, and character of a historic home without breaking the bank. And the location? Oh, it's quiet and prime. Situated in the historic Nelmar Terrace District, next to the Florida School for the Deaf and Blind, a short stroll will land you right in the heart of the historic downtown St. Augustine. If you're in the mood for beach vibes, just hop on your bike, and you'll be at Vilano Beach in minutes. If you like boating, the Vilano boat ramp is less than a 5-minute drive away! So, if you're in the market for a piece of St. Augustine history with all the modern comforts, this place is calling your name. Don't miss out on your chance to snag this slice of paradise! And there's more. . . "New paint "Updated plumbing "New roof 2017 "Newer appliances including washer and dryer "NEW UPGRADED KITCHEN in 2019 "A short stroll to the Fountain of Youth and other attractions in the historic town "Close to Vilano Beach and boat ramp "Additional separate living space with a full bathroom "Beautiful oak tree-lined street in the Historic District of NELMAR TERRACE "Never flooded
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $824,000 | $824,000 | $824,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.762% | 6.830% |
Monthly Tax Payment | $493 | $493 | $493 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,344 | $5,276 | $7,235 |
Total Monthly Payment | $5,962 | $5,894 | $7,853 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.