Welcome to this 2/2 PLUS OFFICE in the gated, over 55 community of Bridge Bay at Bannon Lakes. It's time to Relax and Recline in this Stylish lakefront home (the Pulte ''Martin Ray'' design) with abundant natural light and enjoy its open, easy flowing floorplan. The heart of the home is the Gourmet Kitchen, with a built-in oven and microwave, gas cooktop, Brand new side by side refrigerator/freezer, stand-alone freezer, Brand new dishwasher. The oversized granite kitchen island (plus bar stools) overlooks the living and dining areas; perfect for entertaining. Generous laundry room has loads of cabinets and counter space along with its own sink --the washer and dryer convey to buyer. Large private primary bedroom features an ensuite bathroom and oversized closet with plenty of shelving and double vanities. Private 2nd/guest bedroom with closet and nearby bathroom. (See supplemental remarks) The flex/office is set in a quiet location with plenty of lighting and could be used as a 3rd bedroom if the need arises. The expanded covered and screened lanai with "Coolaroo" exterior shades overlooks the gleaming lakes and includes the "Sunbrella" patio furniture, upgraded ceiling fan. An oversize garage with room for a golf cart, has its own AC split system and features a wonderful workshop with bench, loads of storage and shelving and a water softener and is incredibly well lit with LED lighting! Several lighting and plumbing fixtures were updated by the seller since purchase. Plantation shutters and ceiling fans are throughout the home, and the sliders have Solar Shade tint for additional energy savings, and a whole home surge protector. There are many other items which the seller is providing with the purchase of this well-maintained home as detailed on the disclosures provided. HOA fee of 258 Monthly also includes lawn mowing, edging, blowing, and the Bridge Bay community features its own private pool and clubhouse for its residents only, while enjoying additional access to the Bannon Lakes amenities provided through the CDD for only $45 per year additional.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,600 | $415,600 | $415,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $503 | $503 | $503 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,765 | $2,762 | $3,505 |
Total Monthly Payment | $3,360 | $3,357 | $4,100 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.