2836 BELLA TERRA Loop, Green Cove Springs, FL, 32043 | $399,000

LOT 70 - This Saratoga Farmhouse one-story home is loaded with windows to let in the natural light. Enjoy a private wetland backyard view from the large covered rear lanai and a pleasant front yard common area view. The open floor plan offers 3 bedrooms, 2. 5 bathrooms plus a study with single French door. The kitchen showcases 42'' Linen White kitchen cabinets and Blanco Statuarietto Quartz countertops. The owner's bathroom features a bath oasis with separate soaking tub & shower with semi frameless glass enclosure. This home also has a huge 12' sliding glass door leading to the covered lanai. 2'' faux wood white window blinds included. Lakes at Bella Lago is Mattamy Homes newest community in the rapidly growing & desirable Clay County. Enjoy an old FL feel w/modern amenities including a pool, resort-style cabana, & playground within Lakes at Bella Lago, conveniently located to all that Northeast FL has to offer. Experience the openness, airiness & flow we design into our homes.

Features

  • Amenities: Clubhouse, Park, Playground
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 2024
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,273
  • HOA Fee: $65 Annually
  • Lot Desc: Wetlands
  • Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker
  • MLS#: 2019779
  • Days on Market: 223 days
  • Website: https://www.raveis.com
    /prop/2019779/2836bellaterraloop_greencovesprings_fl?source=qrflyer
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Listing courtesy of MATTAMY REAL ESTATE SERVICES

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2836 BELLA TERRA Loop, Green Cove Springs, FL, 32043

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,124 $2,122 $2,737
Total Monthly Payment $2,199 $2,197 $2,812

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.