Welcome to your new stunning Canal-front 2 story home! Country luxury feels with an incredible screened in back porch that gives great Canal views. The beautiful lap siding, crafted woodwork, and custom cabinetry gives an elegant cabin in the woods feeling. Walk into a magnificent open concept, high ceilings and a captivating wood-burning stone fireplace in the corner. Primary bedroom downstairs has a large walk-in closet and a laundry area attached for ease of access. Second bedroom downstairs with plenty of sleeping space. Upstairs is a beautiful open loft area that serves as 3rd bedroom with a full bathroom. Home comes furnished with unique items such as China Hutch, and newer appliances. Fridge only 1 year old and the AC unit is less than 2 years old! A finished workshop is attached plus a finished Attic! Cannot forget the Bulkhead that allows for you to dock your beautiful boat and take off from the ease of your home. 21' Tahoe pontoon can convey!
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Our Executive Mortgage Banker:
Our Insurance Division:
$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $522 | $522 | $522 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,514 | $2,452 | $3,096 |
Total Monthly Payment | $3,111 | $3,049 | $3,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.