Immaculate 2-story home with primary suite on the 1st floor. Light and bright with all new, fresh interior paint and brand new carpeting in all 3 bedrooms. Beautiful, neutral plank tile floors run from the entrance of the home all the way into the family room for easy cleaning. The all white kitchen boasts white cabinets, milky white quartz countertops, a neutral color backsplash and stainless steel appliances. The family room has expansive ceilings to allow for plenty of light and a triple sliding door that leads out to a screened in patio to expand your living space on cool days or holiday gatherings. For convenience, there is a half bathroom on the 1st floor as well as a great storage space under the stairs. The primary bathroom is designed with a walk in shower, double sinks and a walk-in closet. Upstairs, you will find 2 additional bedrooms, a spacious full bathroom, a large storage closet, plus a bonus/flex space that would make for a perfect office area or hang out space. The backyard offers a paver patio, plus a lot of privacy due to the fully fenced in yard which is helpful if you have pets or children. The outside of the home features stone accents, new outdoor lighting and freshly power washed hardy board siding. This seller has ownership pride and it shows as soon you pull into the driveway. Roof: 6yrs, HVAC: 6yrs, Hot Water Tank: 6yrs. HVAC ducts were cleaned 2024
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,840 | $299,840 | $299,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $387 | $387 | $387 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,995 | $1,993 | $2,529 |
Total Monthly Payment | $2,457 | $2,455 | $2,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.