''Live Your Lifestyle'' in the beautiful almost new LGI Home that is minutes from Downtown Saint Augustine. 1014 Morgans Treasure is an extraordinarily clean house that is in model new condition. Entering the eight foot tall glass front door, you are greeted by a well-designed interior with a lot of open space. Key features include $10, 000 in upgrades which include the water softener, rain gutters, blinds and finishing touches that have been completed. The Kitchen has white quartz countertops, 42'' quality cabinetry with ample storage and counter space. The counter space is large enough for food prep and entertaining at the same time. The kitchen is open to the family room with a covered patio and no rear neighbors. The washer and dryer are new and negotiable. The HOA fees are only $327 annual and No CDD fees.
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Our Executive Mortgage Banker:
Our Insurance Division:
$373,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,040 | $299,040 | $299,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,040 | $1,988 | $2,544 |
Total Monthly Payment | $2,435 | $2,383 | $2,939 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.