2138 HIBISCUS Court, Fernandina Beach, FL, 32034 | $575,000

Enjoy Island Lifestyle in this beautiful townhouse condo, located in the heart of Amelia Island. This 3-bedroom, 2. 5-bath, master bedroom on ground floor condominium, with 1-car garage with overheard storage and 1-car outdoor parking. Close to shopping, rec. center and a short bike ride to the beach. Main floor features living area that offers soaring ceilings to allow an abundant amount of natural light, wood burning fireplace and ½ bath power room completes this comfortable living space. Kitchen boasts granite counter-tops, with remodeled pantry, dinette area and separate laundry room. Master bedroom with walk-in closet and 2 additional smaller closets for lots of storage. Master bath features dual sinks, sunken tub and separate walk-in shower. A lovely covered/ screened lanai rounds out the ground floor with small patio area. Upstairs features 2-bedrooms and 1 full bath. New roof and gutters installed by HOA Q1 2024.

Features

  • Parking: Attached, Garage
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Amenities: Maintenance Grounds, Maintenance Structure
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Complex: Amelia Green
  • Year Built: 2012
  • Common Charge: $350 Monthly
  • Approx Sq. Feet: 1,707
  • Acreage: 0.05
  • Est. Taxes: $3,932
  • View: Trees/Woods
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
  • MLS#: 2032507
  • Days on Market: 155 days
  • Website: https://www.raveis.com
    /prop/2032507/2138hibiscuscourt_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2138 HIBISCUS Court, Fernandina Beach, FL, 32034

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $328 $328 $328
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,060 $3,057 $3,879
Total Monthly Payment $3,480 $3,477 $4,299

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.