This historic home has been meticulously maintained and updated from top to bottom, with a new metal roof in 2022; thick foam insulation (and loads of insulated attic storage with pull down stairs); newer AC (2 systems, 6 and 13 years old); kitchen and bathroom updates; freshly painted exterior in 2022; and added closet and storage spaces. Based on its many updates, the Clay County Property Appraiser rates its Effective Year Built as 1996; it is shown on the City Fire Map from 1908. The property offers charming historic character - large first and second floor porches (the second floor porch is screened, was originally a sleeping porch), high ceilings throughout, original 100+-year-old staircase and double fireplace, plus custom woodwork and gorgeous hardwood floors throughout. The home has four bedrooms and full bath upstairs; den or bedroom with closet and full bath downstairs. The sunny, spacious kitchen features windows on three sides, high end GE stainless steel appliances, , solid wood cabinets, loads of counter space and custom island with seating. Laundry room/pantry with laundry hook ups has lots of storage space. A separate newly updated heated/cooled building in a private courtyard next to main home contains 192 square feet of finished living area, and is a perfect office or play space. A large concrete patio in the fenced backyard is off the kitchen and back porch. Plenty of onsite parking - brick paver parking pads for 3 vehicles, and more parking allowed (including room for RVs or boats) within fenced backyard. Also additional parking on the quiet street. Backyard contains fruit producing citrus and avocado trees. This home is located within the historical district and is zoned Secondary Corridor within the new Green Cove Springs Form Based Code, allowing a wide variety of residential and commercial uses, including bed and breakfast or vacation rental. Located within the Green Cove Springs Historic District with large old oak trees shading the streets - biking, walking and golf cart friendly! Only four blocks to Hwy 17, Walgreens, Spring Park Coffee and restaurants, five blocks to the beautiful St. John's River and famous Spring Park with its natural spring swimming pool, fishing pier, numerous festivals, food truck events and concerts. Enjoy small town living while a short distance from Fleming Island, Orange Park, St. Augustine and Jacksonville.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,992 | $319,992 | $319,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,744 |
Total Monthly Payment | $2,396 | $2,394 | $3,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.