11109 ZEPHYR Way, Jacksonville, FL, 32223 | $379,900

Your own little piece of paradise! Welcome to a beautiful home nestled in a quiet cul-de-sac on Lake Mandarin, a renowned spring fed lake. From the moment you enter this lovely home, you are greeted with an inviting foyer and living room that boasts high ceilings and natural light.
This home features all brand new paint throughout, a new kitchen, 3 spacious bedrooms, & 2 beautifully updated bathrooms. The vaulted ceilings in the living room, kitchen & dining room give it an airy & open feel. The living room offers a wood burning fireplace and built-in cabinets. The owner's suite features a large walk-in closet, 2 windows with breathtaking lake views and a sliding glass door leading to a well maintained backyard and a spa like bathroom with a custom vanity and a spacious walk-in shower. One guest bedroom showcases plantation shutters, plenty of storage space, french doors & chair rails that would be ideal for a home office. The second guest bedroom is attached to a beautiful atrium allowing tons of natural light. The charming second full bathroom with a new tub completes the layout. Prepare a wonderful meal in your gourmet kitchen and gather your family & friends in the spacious dining room. The kitchen features a serene lake view, vaulted ceilings, sparkling granite countertops, a stylish backsplash & modern appliances. From the living room and the owner's suite you can step into your own backyard oasis. Imagine sitting out back with your coffee & a book soaking up the lake view! Bring your fishing pole, kayak, float or jump right into the water for a swim. A new roof was installed in 2017. The carpet in the main living areas & bedrooms is ready to be replaced. The seller is contributing $5000 towards custom flooring or you can use it to help with the closing costs. Come by and see this tranquil home in the heart of Lake Mandarin, a community established in 1978, in a peaceful & family oriented neighborhood. Restaurants, shopping, schools & I-295 are easy to reach within a few minutes.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Style: Patio Home
  • Year Built: 1978
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,549
  • Acreage: 0.11
  • Est. Taxes: $1,645
  • HOA Fee: $303 Annually
  • View: Lake
  • Water Front: Yes
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Ice Maker, Refrigerator
  • MLS#: 2033431
  • Days on Market: 147 days
  • Website: https://www.raveis.com
    /prop/2033431/11109zephyrway_jacksonville_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of SUNSET CAPITAL COMMERCIAL LLC

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11109 ZEPHYR Way, Jacksonville, FL, 32223

$379,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,920 $303,920 $303,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $137 $137 $137
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,022 $2,020 $2,606
Total Monthly Payment $2,234 $2,232 $2,818

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.