Welcome to your new Waterfront home with River Access! This home is nestled in Hermit's Cove, amongst the Seven Sisters Islands, on the St. John's River. Come enjoy the many benefits of living in Florida, such as no State Income Taxes, fishing and hunting year-round, and a nice moderate climate. Located an hour from Jacksonville and Daytona Beach, 30 minutes from St. Augustine, and about an hour and a half from Orlando, you will experience rural life with access to anything you could ever want from the big city and No HOA Fees.
With over 150 feet of waterfront, this charming 3-bedroom, 2-bath mobile home offers a perfect blend of comfort and convenience. Situated on three canal lots, this property offers easy access to the beautiful St. Johns River in just minutes. You'll find two sheds on the property, both equipped with electricity, and the smaller shed also has washer/dryer hookups for messy cleanups. A chicken coop is attached to provide year-round eggs. Boating enthusiasts will appreciate the two boat docks with water and electric connections, as well as a boat lift. The split bedroom plan ensures privacy, with a screened-in back porch providing a tranquil space to unwind. The fenced-in backyard is perfect for outdoor activities, and you'll love relaxing in the hot tub, with Bluetooth connectivity, which is only 2 years old. The AC system is less than a year old, and the water heater is also newer, ensuring your comfort year-round. Additionally, the third lot features a 50 amp power connection and septic system, perfect for an RV. This home is ideal for those who love outdoor living and water activities. Don't miss the opportunity to make it yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$267,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $213,600 | $213,600 | $213,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,421 | $1,420 | $1,801 |
Total Monthly Payment | $1,496 | $1,495 | $1,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.