Escape the hustle and bustle of city life and immerse yourself in the tranquil beauty of lakeside living. Nestled on the peaceful Clearwater Lake with canal access to the expansive 360-acre Lake Grandin, this cottage offers stunning views and a wealth of recreational activities right at your doorstep. Whether you enjoy swimming, fishing, boating, or simply soaking in the tranquility, this property delivers it all. Inside, you'll find a spacious open living room with a cozy brick fireplace, a dining room, and an extra-large lakeside screened-in porch—perfect for soaking in the stunning surroundings. The property features a fenced-in yard, a shed, and a dock with an impressive boathouse, both equipped with electricity for added convenience. The home includes three bedrooms (two are non-conforming), one bathroom, an attached garage, and both front and back porches, offering plenty of spaces to relax and unwind. This property is a haven for outdoor enthusiasts. Sellers have a recent quote to make bedroom by living room a master suite with WIC and Ensuite bath and add a closet to the other bedroom. A voluntary HOA, of $50 a year, provides access to a private clubhouse, a swimming beach area, and a boat ramp. This lake house is the ideal combination of comfort, convenience, and natural beauty.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,676 | $2,152 |
Total Monthly Payment | $1,998 | $1,976 | $2,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.