Welcome to 1865 Cross Pointe Way, a stunning property nestled within the prestigious St. Johns Golf and Country Club in St. Augustine, FL. This immaculate home offers not only a prime location but also an array of desirable features. Upon entry, you are greeted by the elegant formal living and dining rooms, perfect for entertaining guests. The main floor flows seamlessly into the kitchen and family room area, where stainless steel appliances, laminate countertops, and an inviting eat-in space await. Hardwood flooring graces the main living areas, enhancing both charm and functionality. The first-floor primary bedroom provides convenience and privacy, complemented by new carpeting in all bedrooms and fresh paint throughout. Upstairs, a versatile flex room landing area leads to three additional bedrooms and a well-appointed bathroom. Outside, a serene paver patio with a fire pit overlooks a picturesque lake and lush preserve, offering an ideal setting for relaxation or gatherings to enjoy breathtaking sunsets. The roof was recently replaced in 2021, ensuring peace of mind for years to come. Residents of this community benefit from an array of amenities including a community pool with a slide and splashpad, a modern fitness center, meeting rooms, soccer fields, basketball courts, volleyball court, playgrounds, tennis courts, and access to an 18-hole par 72 Clyde-Johnson designed golf course and a recently renovated clubhouse and restaurant. The HOA fee covers cable and internet, adding exceptional value to this lifestyle package. With its ideal blend of comfort, style, and community amenities, 1865 Cross Pointe Way presents a rare opportunity to own a piece of luxury in one of St. Augustine's most sought-after neighborhoods. Discover your new home where every day feels like a vacation. Property is beautifully staged by Dwell Staging and Design.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,099 | $3,057 | $3,879 |
Total Monthly Payment | $3,525 | $3,483 | $4,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.