Built in 1951 by a local builder, this well-built and charming cape offers approximately 1, 320 square feet of living space on an approximately 0. 49-acre lot within strolling distance of downtown Southington. The home features three bedrooms and two bathrooms, providing ample room for comfortable living. The first-floor layout has a 4 square plan fostering excellent connectivity and circulation between the living areas. The primary bedroom is on the first floor, while the additional two bedrooms provide flexibility for guests or a home office, especially the second-floor suite. The spacious lot offers opportunities for outdoor enjoyment and room for a future swimming pool. The house is uniquely situated on top of a hill overlooking downtown Southington. The position on the hill affords beautiful sunrises and sunsets through the trees, especially in the fall and winter, as well as abundant natural light. The home also includes a one-car detached garage and plenty of off-street parking. The property's location offers convenient access to various community amenities, allowing residents to explore the surrounding area easily.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 13.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 12.0 x 13.0 | Upper |
Kitchen | Tile Floor | 12.0 x 14.0 | Main |
Living Room | Fireplace,Hardwood Floor | 12.0 x 18.0 | Main |
Office | Wall/Wall Carpet | 10.0 x 19.0 | Upper |
Primary Bedroom | Hardwood Floor | 12.0 x 13.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $267,920 | $267,920 | $267,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $345 | $345 | $345 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,628 | $1,628 | $2,117 |
Total Monthly Payment | $2,048 | $2,048 | $2,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.