**Safe from Hurricanes Helene and Milton—no flooding, no damage, and no loss of power thanks to underground utilities! High and dry!!** LIKE NEW 2020 build, NOT IN A FLOOD ZONE, and just minutes from downtown Punta Gorda! Welcome to this pristine coastal split floorplan home located in the low-cost gated community of Calusa Creek. The home features QUARTZ COUNTERTOPS in both the kitchen and bathrooms, with updated sinks throughout and matte black hardware in the bathrooms. The kitchen shines with a farmhouse sink, tile backsplash, stainless steel appliances, and modern white shaker cabinets. SHIPLAP accents the guest bath, while fresh Key West paint throughout creates a bright, coastal vibe. NO CARPET anywhere—new luxury vinyl plank flooring in all the bedrooms ensures easy maintenance. With no neighbors behind or on one side, enjoy stunning sunrises and sunsets from the southwest-facing SCREENED lanai. The FENCED backyard, landscaped and pet-friendly, also includes an extended 40-foot paver pad for cookouts and entertaining. Enjoy the community pool and walking paths, and take a quick drive to downtown Punta Gorda for Charlotte Harbor, Fisherman’s Village, shopping, parks, and nightlife! This home shines with a newly resealed driveway and back pavers, plus full house gutters for lasting convenience. A perfect blend of style and practicality—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,933 | $1,886 | $2,381 |
Total Monthly Payment | $2,247 | $2,200 | $2,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.