Soft local views across from the Connecticut River! This is a well maintained and kept single level ranch, located in the low tax town of Monroe with school choice. A bright spacious 4 season addition offers a place to relax and enjoy the local views! This addition has warmth provided by a propane heater while the home is heated by the oil furnace. The addition is on its own crawlspace and the main house has a full unfinished basement. This home has gleaming wood floors in most rooms and tile floors in the kitchen and bath. The 2-car garage is attached with electric door openers and offers direct entry to the dining room. A 12 x 12 Deck off of the kitchen area is practical for your outdoor cooking and back yard setting. The back yard is buffered by a rear tree line and there is plenty of yard space for a gardener's special touch if desired. An efficient floor plan with plenty of storage space in the basement or perhaps a workshop? The window treatments and rugs are included with the exception of the formal living room rug. Come make this home yours! Easy commute from i-91 or i-93.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,995 | $1,970 | $2,529 |
Total Monthly Payment | $2,224 | $2,199 | $2,758 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.