42548 Little Ridge ROAD, Punta Gorda, FL, 33982 | $899,000

Absolutely stunning new construction home, now available in Babcock Ranch. Ranking as the largest and most affordable home in Southwest Florida with 5 bedrooms and 5 bathrooms in the community of Northridge is a blank canvas for décor yet fully loaded from the core. Sitting on a half acre lot in a cul-de-sac, the home is 4272 sq ft under air with a deep 3-car garage. Tray ceiling with recessed lights illuminate the foyer for a grand entrance. Trendy wood vinyl planks throughout the first floor add durability to structure and ease to cleaning. In the kitchen, find white primary cabinets, an iridescent pearl shell-shaped tile back splash, gas stove and vent to match the primaries. Novelty windows under the kitchen cabinets and above the lanai doors in the great room create natural light and views right where you want them. A Silgranit single basin sink sits inside the extended island quartz countertop with plenty of space to prep and serve. Upstairs master suite boasts of incredible space and a luxurious bathroom with two walk-in closets, individual vanities and a soaker tub in between. Laundry room is strategically located on the second floor. Enjoy a better life in Babcock Ranch!

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 5 full
  • Laundry: Laundry Room, Upper Level
  • Year Built: 2023
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 4,272
  • Acreage: 0.41
  • Est. Taxes: $2,968
  • HOA Fee: $1,080 Quarterly
  • Lot Desc: Cul-De-Sac, Landscaped, Oversized Lot, Sidewalk
  • View: Water
  • Pet Policy: Number Limit
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: C7495721
  • Days on Market: 118 days
  • Website: https://www.raveis.com
    /prop/C7495721/42548littleridgeroad_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 8:47:07 AM)
Listing courtesy of EXP Realty LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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42548 Little Ridge ROAD, Punta Gorda, FL, 33982

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment $247 $247 $247
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,665 $4,605 $6,315
Total Monthly Payment $5,004 $4,944 $6,654

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.